Currently we are not accepting clients in Foreclosure or with excessive deliquency. Today our focus is on homeowners with unaffordable payments. In simplistic terms our program's major strength is enabling homeowners that qualify to re-adjust their interest without credit qualifying.

The current Obama programs offered to Lenders do not include incentives for principle reduction. Principle reduction is an option, however is typically not accepted. Most lenders viewpoint is the real estate market is going to rebound in the next few years so they feel like principle reduction at this point is not in their best interest. Today most lenders are willing to adjust the interest rate and when necessary push principle to the end of the loan and / or extend the loan term. The good news is our software automatically performs theses scenerios for the best options.

Chances are you contacted them over the phone with your loan modification request. Unfornately Lenders don't initiate loan modifications from telephone calls. This is why our sign and send prepared Residential loan Modification document preparation is a requirement. This assists in making your loan modification more compelling. We then structure the loan modification proposal to include as many Obama incentives as possible.More specifically we are pointing out the thousands of dollars the lender is going to receive to accept your loan modifciation request. Then we package it all up in a professional package for you to sign and send to your lender' loss mitigation department.

Our program can assist most homeowners with a loan modification. However, interest rate increase home owner are our ideal client. The Obama incentives were specifically designed to address homeowners in your situation. The biggest reason why our program works for homeowners in your situation is you have a valid obvious hardship.